
Buying Questions
Buying a vehicle service contract doesn’t have to be a frustrating experience. As a service to consumers, the VPA has compiled a list of answers to some of the most frequently asked questions we’ve received from vehicle service contract buyers.
- What is a vehicle service contract?
- How does a vehicle service contract work?
- Why do I need a vehicle service contract?
- What does a vehicle service contract cover?
- What is an extended warranty?
- Why do I need a vehicle service contract? Isn't my car covered by the original warranty?
- Do I have to pay for my vehicle service contract in full at the time of purchase?
- Can my claim amounts exceed the amount of money I paid for my vehicle service contract?
- How are vehicle service contract claims paid?
- What should I look for when considering purchasing a vehicle service contract?
- Why should I buy a vehicle service contract now? Especially if I still have a manufacturer's warranty?
- Are auto manufacturers involved with the creation and sale of vehicle service contracts?
- What's the difference between a vehicle service contract and a manufacturer's warranty?
- How does the Vehicle Protection Association (VPA) ensure that I, as a consumer, am protected from fraud, false advertising, or other exploitive practices?
- Does the VPA provide a list of trusted organizations and businesses?


